A: No - and we do not want to know your personal financial information. Your financial information is your business. We understand disclosure of financial information may be uncomfortable especially when dealing with friends and family. We have made the process confidential.

If we represent you as the BUYER:
If the seller's agent requests financial disclosure, that means the seller is requesting to see if the buyer has enough funds to pre-qualify for a mortgage. That's all!!! The seller is NOT asking to disclose all your financial assets. We will inform you to what amount you need to disclose. We ask the potential buyer to place the information in a closed envelope, which we will personally deliver to the seller's agent.

If you are applying for a mortgage, you will be meeting privately with the mortgage consultant of your choice. We can assist you in choosing a mortgage company if you need. WeI will not be privy to any of your financial information.

If we represent you as the SELLER:
There is no financial information required to disclose except mortgage lien amount, which is handled by the Title Company.

Q: Do I need a realtor to represent me to put an offer in on a home I want to buy?

A: No, - But why not? As a buyer's agent, you are NOT paying us to represent you. The real estate commissions are paid for by the seller unless otherwise disclosed, which is very unusual. The seller's agent's responsibility to the seller is to negotiate the best return for the seller, not the buyer. Why not have a real estate expert represent you to get the best deal for you, the buyer?

Q: Can I 1031 Exchange my primary residence?

A: No, 1031 exchanges are designed for investment properties, and in order for the funds must be deferred, the properties must be from a like to a like property. We recommend you discuss your plan with a professional 1031 exchange expert. We can recommend a 1031 exchange expert if needed.